Services
Proper financial planning is the first step in building an investment strategy tailored to the client.
Careful financial planning is based on the analysis and monitoring of the family’s financial situation and assets, so as to be able to formulate spending, saving and investment objectives.
Another crucial aspect of financial planning is to determine the risk appetite and time horizon in order to identify the most suitable financial instruments for the client.
Busnelli & Associati will provide constant and lasting support to build and protect the financial well-being of your family.
If the client has his own portfolio or some financial products, Busnelli & Associati first of all makes sure that the instruments correspond to the risk profile declared by the client and that the portfolio is not too exposed to certain asset classes or geographical areas or currencies or issuers.
Obviously, the portfolio and the products are subjected to a scrupulous efficiency screening, which includes a cost analysis and comparison with the performance of the market and of our portfolios. Particular attention is given to the cost analysis thanks to the quantification of the “hidden fee” retained by intermediaries (management fees, entry, exit, performance, negotiation, administrative costs, advertising, depositary bank, etc.).
Busnelli & Associati provides a wide range of portfolios with diversified risk/return profiles on international financial markets, with the possibility of modifying one’s own objectives and investment choices.
Clients can count on a personalized portfolio, built with the most efficient products, according to their income and asset situation, their financial objectives (hedging against inflation, creating a fund for their children when they go to university, creating a fund for the purchase of a new house or for renovating an existing one, creating a supplementary pension), their needs and requirements (safety, protection, diversification, high yield, need for coupon flows to supplement income, capitalization of profits), their propensity to risk and their time horizon.
Busnelli & Associati monitors the securities in its portfolio on a daily basis in order to intervene promptly as soon as the situation requires it.
Busnelli & Associati esamina regolarmente il dossier titoli e nel caso vi fossero delle minusvalenze, elabora le strategie migliori per poterle compensare con le future plusvalenze. Ricordiamo che poche tipologie di titoli possono compensare le minusvalenze precedentemente create.
On a quarterly basis, the client is provided with a financial statement in which all recommendations (incoming and outgoing transactions) and the performance of the portfolio are recorded. The statement allows the client to obtain a complete overview of the performance of his assets.
Busnelli & Associati assists its clients in evaluating and renegotiating their contractual conditions with the bank and ensures that the services offered are adequate to the client’s requirements.
Busnelli & Associati supports its clients also in the selection of the best pension fund according to the client’s needs.